About Us:

USA Debt Settlement is a company dedicated to helping individuals and families rid their lives of debt. USA Debt Settlement specializes in Debt Settlement.

Over the years our staff has handled over $200 million of client debt. Our staff has settled millions of debt for less than 50 cents on the dollar. USA Debt Settlement's business philosophies include the belief that a client who is educated about debt and debt-related problems is much more likely to succeed than a less involved client.

This is why we are eager to introduce our clients to the valuable educational materials available to you here on our website made available to you at no cost.

These materials include textbooks, newsletters, pamphlets and more, written and compiled by experts with years of experience of not only helping others manage their debt crises, but successfully solving their own debt problems - using the same proven methods.

USA Debt Settlement has exclusive business partnerships that specialize in offering other financial programs that may shorten the normal debt payoff period.

USA Debt Settlement clients have access to numerous mortgage-related finance and refinance programs to either kick-start their debt elimination program or, in some instances, satisfy their program needs in total.

Also, for clients that may receive harassing phone calls from creditors, USA Debt Settlement provides the opportunity for their clients to be counseled by a staff that is knowledgeable with creditor and collections harassment issues.

Debt Settlement Program Description:

The Debt Settlement Program is a Debt Elimination Program intended to relieve the pressure placed on individuals who are having trouble making the required payments on their unsecured debts. These debts include credit cards, personal loans, etc.

The program is designed to help you avoid bankruptcy. Your intent is to accumulate funds on a regular monthly basis in your Trust Account. As your Trust Account balance builds, USA Debt Settlement will begin the settlement process with each creditor, one at a time. We will negotiate with your creditors on your behalf to substantially reduce the total amount of unsecured debt you owe.

Our goal is to obtain mutual agreeable settlements on the principal amounts, not just on interest or payments as with typical debt management programs. The process works within your budget to eliminate your debts in the shortest possible period of time. Funds are disbursed only AFTER settlements have been negotiated. If you are adding to your Trust Account over a period of months, those funds are building up for the purpose of achieving a DISCOUNTED LUMP-SUM SETTLEMENT with one or more of your creditors.

The reason for this is simple. Debt Settlement is not at all like debt consolidation or debt management.

Most "consolidation--manage-ment" programs are ineffective at eliminating debt because they simply lower your interest rates without attacking the real problem: the amount of DEBT PRINCIPAL. We will negotiate your total balance down to a size that can save you possibly thousands of dollars.

The settlement process will begin when you have sufficient funds available in your Trust Account. Be patient. It may take 6 months or more to settle your first account. During this process, your money is held in a Trust account at NoteWorld, a third-party, independent Trust Company that is FDIC Insured.

The individual nature of your financial situation, the creditors with whom you have done business, the number of your debts, the amount of your debts, the percentage of your secured verses your unsecured debts, your disposable income, and other known and unknown variables will make your case unique.